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The TMGFS Difference

Stay Ahead of the Competition.

TMGFS agent programs allow your financial institution to maintain industry standards for low rates, rewards and technology advancements. It can be costly to maintain certain standards if your card portfolio revenue cannot support costly investments in system advancements. By partnering with TMGFS to offer your consumers a credit card program, you can be sure your program will keep pace with the industry, and in some cases stay ahead of the ever-changing curve.

Rewards for Loyalty - Cardmember Expectations

TMGFS' products offer your cardmembers a robust rewards program, complete with cash back and over 6 million travel, entertainment and merchandise options. In today's marketplace, rewards programs are king and lead to continued cardmember loyalty. Good rewards programs lead to increased walletshare and continue to be a driver of primary card usage.

Ongoing Compliance

Credit CARD Act regulations place limits on how often issuers can change fees and interest rates. TMGFS is very familiar with the CARD Act regulations and ensures compliance of our managed card programs.

Portfolio Mangagement Delivers Success

Smart portfolio management is more important now than ever. With the raise of interest rates on the horizon, have you thought about the impact on your card portfolio? Adjusting lines, monitoring credit loss and pricing is a key focus of any successful card program. When you partner wtih TMGFS for your credit card programs, smart porfolio managment is a given.

We Are Not The Competition

If you decide to sell your portfolio to TMGFS, you can rest assured that we will not be in competition with you. We are not a bank or credit union, and we do not offer competing products and services to yours. As a Credit Union Service Organization (CUSO), we also understand that your relationship with your cardmembers is important, so we include seamless integration with your existing operations, marketing and service.

*Source: CreditCards.com